How It Works
One SDK. Two capabilities. Days to integrate
Monetize Your KYC
Monetize Your KYC
01
Define what to monetize
Pick which verification data becomes a credential (KYC status, accreditation, compliance tier)
02
Create credentials
One API call when users complete verification
03
Earn from confirmations
Set your price; collect fees when others confirm compliance
Verify Without Running KYC
Verify Without Running KYC
01
Choose what you need
KYC status, accreditation, sanctions screening.
02
Request confirmation
User shares; you get a compliant yes/no answer
03
Go live
No data stored; meet compliance without the cost
What's Your Goal?
Two problems. Two paths. Start with what matters most
Monetize your KYC investment
You've spent millions on compliance. Now earn from it.
With AIR Identity, you earn every time another financial service confirms something about your verified users. They pay you. They never see the raw data.
This is for you if you:
Run KYC/AML verification
Verify accredited investors
Screen for sanctions and PEPs
Maintain compliance databases
Verify users with less liability
Get compliant. Skip the compliance cost.
You need to verify users for regulatory requirements. But KYC costs $5–$50 per user, plus ongoing monitoring and data liability. With AIR Identity, accept credentials users already have.
This is for you if you:
Need KYC for regulatory compliance
Require accreditation verification
Want to reduce fraud without friction
Need sanctions screening at lower cost
Trust
Many fintechs do both. Monetize your KYC data AND accept credentials from
partners — one integration covers both.
partners — one integration covers both.
Monetize your KYC Investment
Turn compliance costs into a revenue stream
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The problem
You've invested heavily in KYC infrastructure. Other fintechs, DeFi platforms, and exchanges need to verify the same users, but you can't share data without exposing yourself to regulatory and privacy risks.
You're sitting on value you can't unlock.
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The solution
AIR Identity lets you turn verified compliance data into portable credentials that users own. You issue them once. Users carry them everywhere. When another platform needs to confirm KYC status, they pay you — and cryptographic proofs ensure they never see the underlying data.
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What you get
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A new revenue stream
Earn fees every time another platform confirms your user's KYC status
Wider reach
Your compliance becomes valuable across the entire financial ecosystem
No data sharing
Zero-knowledge proofs let others confirm compliance without seeing PII
Simple setup
Issue credentials with a few API calls
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Who's doing this
If you're a
You can monetize
Who pays
KYC Provider
Identity verification, compliance status
DeFi, exchanges, fintechs
Bank
KYC status, account standing, creditworthiness
Lenders, fintechs, platforms
Exchange
Verification tier, trading history
Other exchanges, DeFi protocols
Accreditation Service
Accredited investor status
Investment platforms, funds
Verify users without running KYC
Meet compliance —
without the compliance cost
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The problem
Regulators require you to verify users. But running KYC costs $5–$50 per user, takes days to process, and creates ongoing data liability. Every breach risk. Every audit. Every GDPR request.
You just want to be compliant, not a data custodian.
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The solution
AIR Identity lets you accept credentials users already have. They share proof from their bank or a licensed KYC provider. You get a compliant yes/no answer — "User passed KYC" — without touching raw data. No storage. No liability.
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What you get
80% lower KYC cost
Accept existing credentials vs. running full verification.
Zero data custody
Confirm compliance without storing PII.
Faster onboarding
Users don't re-verify; they share what they have.
Audit-ready
Cryptographic proof of verification for regulators.
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Who's doing this
If you're a
You can confirm
Credentials from
DeFi platform
KYC status, compliance
Banks, KYC providers, exchanges
Exchange
Identity, accreditation
Banks, financial institutions
Lending platform
Identity, creditworthiness
Banks, credit bureaus, employers
Investment platform
Accredited investor status
Accreditation services, banks
Why AIR Identity for Fintech
Built for finance. Designed for compliance
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Privacy by design
Zero-knowledge proofs let you confirm compliance without seeing user data. Users stay in control.
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Join a growing ecosystem
Become part of the Moca Network — instant access to a network of verified users and compliant platforms.
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Audit-ready
Cryptographic proofs provide verifiable compliance records for regulators.
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Compliance ready
Built for GDPR, KYC/AML requirements, and financial regulations. Licensed partners. Privacy-first.
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Payments when you're ready
Start with identity. Add AIR Money for embedded payments, yield, and lending.
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Privacy-first architecture
AIR Identity is built for where financial regulations are headed — not just where they are today. Already compliant with GDPR and KYC/AML requirements. Users control their data. Platforms confirm compliance without custody.
Built on
Zero-knowledge proofs for privacy-preserving verification
On-chain credential registry for tamper-proof records
SOC 2 compliant infrastructure
GDPR compliant
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Partners
FAQs
Get answers to the most common questions about AIR Kit digital identity solutions.
How do I know which path is right for me?
If you have KYC data others would pay to confirm (identity verification, accreditation, compliance status), start with "Monetize Your KYC." If you need to verify users but want to avoid the cost and liability of running KYC, start with "Verify Without Liability." Many fintechs do both.
Is this compliant with KYC/AML regulations?
Yes. Credentials are issued by licensed KYC providers. The cryptographic proofs are designed to satisfy regulatory requirements while minimizing data exposure. We recommend consulting your compliance team for your specific jurisdiction.
What is a compliance credential?
A credential is a digital proof of a compliance fact — like "passed KYC" or "accredited investor" or "sanctions cleared." It's created by a licensed provider, owned by the user, and can be confirmed by platforms without sharing underlying documents.
How do I prove verification to regulators?
Every verification creates an on-chain record. You can provide cryptographic proof that a user was verified by a licensed provider at a specific time — without storing the underlying PII.
How long does integration take?
Most platforms go live within days. The SDK is modular — start with one capability and expand later.
The Complete Platform
Acquire users faster.
Keep them longer. Turn every action into revenue
Fintechs compete on speed, trust, and value. Users expect instant onboarding, seamless payments, and real rewards — not friction, fees, and worthless points.
The full AIR stack delivers all three — in one integration.
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Instant verification
Onboard users in seconds
Accept KYC credentials users already have. Verify compliance without running verification yourself. Turn your own KYC investment into a new revenue stream.
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Embedded finance
Keep users in your app
Payments, yield, and cards — all embedded in your product. Users deposit, earn ~4% on balances, and spend with branded cards. You earn on every flow.
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Rewards that drive behavior
Turn actions into habits
Reward signups, deposits, and transactions with stable points worth real money. Automate rewards so users feel valued instantly.
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See it in action
A user downloads your app:
01
They verify instantly using credentials from their bank — no forms, no waiting, no drop-off
02
They deposit funds and earn rewards - their money stays with you, not a competitor
03
They get a branded card and spend anywhere — you earn interchange on every purchase
04
Every transaction earns stable points they can redeem at 2M+ merchants — real value that keeps them engaged
Result: Faster onboarding. Higher deposits. Lower churn. More revenue per user.
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