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What’s Included
Institutional tools for ecosystem growth.
AIR SP (Loyalty points)
Points with stable value
Turn everyday loyalty points into a stable-value asset.
AIR Shop
Redemption Everywhere
Provide users the ability to spend points across 2M+ merchants including travel, shopping, and dining. Higher membership tiers realize up to 31% cashback, establishing the program as a high-value user asset.
Attribution & automation
Programmable incentive logic
Automate rewards for any user action with rules, conditions, and event-based triggers that keep attribution accurate and ensure no reward is missed.
Reward funding engine
Sustainable reward budgeting
Fund points, tier benefits, and time-bound campaigns from your stablecoin reserves. Turn loyalty from a cost line into a revenue lever.
AI reward orchestrator
AI-driven reward optimization
Adapt earn rates, targeting, and tier offers by segment while staying within your limits. Flag anomalies and recommend next-best incentives.
Earn & burn logic
Configurable earn and redemption rules
Set earn rates by action, tier, and product. Enforce clear redemption rules, including minimum spend, eligible categories, and flexible pricing. Add expiry, reversals, and fraud checks so every point is tracked from start to finish.
How It Works
From integration to institutional impact
Define your loyalty logic
Choose the actions that earn points, set conversion rates, and define membership tiers.
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Integrate via API
Distribute loyalty points to any wallet address with a single, secure API call.
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Set your economics
Maintain control over fees, margins, and redemption rates.
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Go live
Launch in 2 to 4 weeks with a global redemption network active from day one.
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The Problem
Why most loyalty programs fail to scale
Traditional programs fail because they lack transparency and cash flows. When points are difficult to deploy or lose value over time, they function as a liability rather than a driver of retention.
Unpredictable value
Users lose trust when point math is confusing or values change. If rewards seem impossible to reach, users stop participating in your ecosystem.
Limited redemption
Points become useless when they can only be spent in a few places. Building your own network of merchant partners is a massive, multi-year project.
Manual management
Managing rewards by hand is slow and leads to errors. Broken tracking makes it impossible to automate your program or scale it as you grow.
The Solution
AIR Loyalty synchronizes value and delivery within a unified SDK.
Loyalty points with stable value
Issue points with a fixed 100 SP to $1 conversion. Transparent value builds trust and drives consistent activity.
Global merchant access
Through AIR Shop, users access 2 million merchants immediately. You provide a global marketplace without the burden of partnership management.
Event-driven automation
Define your logic once. Points distribute automatically via API when conditions are met. This ensures rewards are delivered with institutional precision.
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Use cases
See how platforms use AIR Loyalty.
Gaming
Playtime, achievements, purchases
Issue points for wins, streaks, or milestones. Players redeem for in-game items, cosmetics, or real rewards. Stable points mean players trust the value.
E-commerce
Purchases, reviews, referrals
Order complete, review posted, friend converts
Subscriptions
Renewals, tenure, referrals
Anniversary, renewal, referral conversion
Events
Attendance, engagement
Check-in, session attended, feedback
Creators
Content, engagement
Post published, milestone reached
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Fintech
Transactions, savings milestones
Deposit made, goal reached, card used
AIR Shop
Your loyalty platform with stable points
AIR Shop turns loyalty spend into a new revenue stream: branded, curated, and controlled by you
Sovereign Branding
Customize the interface to reflect your platform identity. It remains your marketplace, powered by our global infrastructure.
Curated inventory
Execute exclusive offers and partner deals. You maintain total control over the categories and promotions visible to your users.
Instant inventory
Access travel, shopping, and dining from day one. Simply activate the merchant categories that align with your audience.
Revenue generation
You determine the margins. Earn fees on every redemption while providing users with competitive cashback tiers.
From redemption network to revenue channel.
AIR Shop turns loyalty spend into a new revenue stream: branded, curated, and controlled by you.
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USD8, The Foundation
Enterprise settlement infrastructure
Every AIR SP is collateralised through USD8, issued by MoonPay and backed by short-term U.S. Treasury bills. 100 SP equals $1. A transparent, auditable foundation for loyalty economics.
Verifiable collateral
The reserves collateralising each USD8 are verifiable on-chain. More information about USD8 is available here.
Predictable conversion
A 1:100 ratio that remains intuitive for both the business and the user
Enterprise compatibility
While USD8 is the default, we offer USDC and USDT compatibility for institutional clients.
What this is not: USD8 is a settlement asset used within enterprise loyalty programs. It is not an income product, and no return is promised or implied. Enterprise reward economics are program-specific and governed by MoonPay's issuance terms and applicable law.
Why AIR Loyalty
Scale growth through user spending and retention
Points with stable value
Users engage consistently when rewards carry tangible value and transparent, predictable economics.
Immediate global redemption
2M+ merchants, ready on day one. Rewards spend across travel, retail, and dining. No partnership work required.
Deployment in weeks
Achieve full production within 30 days. Utilize our modular SDK to integrate rewards into your platform with minimal technical overhead.
Rewards to any wallet
Any wallet, any user, any time. Modular rewards distribution that fits your stack. No rebuild required.
Trust & Security
The infrastructure of trusted loyalty.
Institutional data security
We utilize privacy-preserving architecture to verify user identity without exposing or storing raw sensitive data.
Privacy first
Designed to support your GDPR and SOC 2 obligations, delivered through licensed third-party providers in supported regions.
FAQs
Get answers to the most common questions about AIR Kit digital identity solutions.
What is AIR Loyalty?
A programmable loyalty layer for platforms. Issue points with stable, transparent value, automate distribution, and give users access to 2M+ redemption merchants.
What are Stable Points (AIR SP)?
Loyalty points backed by USD8. 100 SP always equals $1. Unlike traditional points that inflate or expire, Stable Points hold real, predictable value.
Do I need AIR Identity or AIR Money to use AIR Loyalty?
No. AIR Loyalty is fully modular. You can use it standalone, distributing points to any wallet address via API. Add Identity or Money later if you want.
How do points get distributed?
Via API calls. When a user completes an action you define, call our API to distribute points to their wallet address. Works with any wallet — AIR wallet or external.
What can users redeem points for?
With AIR Shop, users access 2M+ merchants — travel bookings, shopping, dining, experiences, and more. Higher tiers unlock up to 31% cashback on redemptions.
Can I use stablecoins other than USD8?
USD8 is the default. For enterprise clients with specific requirements, USDC and USDT compatibility is available.
How long does integration take?
2–4 weeks. Start with basic point distribution, expand to automation and advanced features over time.
How do I make money from loyalty?
You control the economics — earn on point issuance, redemption fees, tier upgrades, and more. Set margins that work for your business.
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Drive ecosystem growth with identity data
Build a program where loyalty drives repeat spending.
Capture value at every transaction.
Partner with our team to integrate embedded fintech services that unlock new markets and customer lifetime value.
Stay informed about AIR's latest features and releases.
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Disclaimer: Whilst the design of AIR has taken into account core data protection principles of GDPR, it is ultimately your responsibility to ensure compliance with all applicable data protection and privacy requirements in offering AIR to your users. Nothing herein shall be relied on or construed as any legal, regulatory or any other form of advice.